Sorting out debt

What to do about debt?

  1. DON’T PANIC
  2. DON’T IGNORE IT
  3. DON’T BE EMBARRASSED

Many millions of people are in debt for many different reasons.

Nowadays it is easy to get credit and it is almost expected that people will live in this way. If you can’t pay back what you owe it becomes a problem but remember…you CAN get help.

Don’t just pay the people who shout the loudest. Get help as soon as you realise that you just can’t manage to pay everything.

The most important debts are called priority debts. If these are not paid you might, for instance, lose your home, be taken to court or have services to your home disconnected.

Other debts are non-priority. This doesn’t mean that they are not important but it does mean that you should pay priority debts first. Although it is tempting, try not to take out other loans to pay off what you already owe.

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